
Even if you think your credit's a bit dented - think again! With Aqua Cars, you could still get a loan for the car you need (subject to affordability). It's quick, and it's easy to put yourself in the drivers seat!
Apply now - our online application form will only take about two minutes to complete.

Your application goes to our Applications team. Subject to affordability and receiving your information, we’ll conditionally approve your application. We'll then verify the information before making an unconditional approval. If you wish to follow up, you can call your nearest branch on:
| Mangere, Auckland | 0800 289 2227 |
| West Auckland | 0800 888 088 |
| Hamilton | 0800 342 583 |
| Wellington | 0800 289 2227 |

Now pop down to any of our four yards. You can choose yourself a car and complete some paperwork before driving away.
All car loans qualify for:
Hey there, would like to say thank you to Aqua Cars Wellington! Mike was amazing to deal with and helped us into our new pride and joy. The car is amazing and will be highly cherished. I would have no hesitation recommending Aqua Cars to everyone.
Mike AllenI found the Aqua Team awesome to deal with. They even offered me a cuppa while I waited! All the staff are very patient. I loved getting my car from this finance company. Thank you.
Riria TapikiSmooth process, very straight- forward, nice and friendly staff who provided assistance where needed. A+++!
Robert FotvaliiIt was awesome. They really helped me find a car that suited my budget. Happy Customer.
Enidh WilsonWe didn’t have a good credit history so feel very lucky to be given a chance by Aqua Cars. You guys are great. Thanks so much for doing such a good job :)
Faait AnsageWe have now been to Aqua Cars for the second time. Both of these times, they have helped with financing a car for us. The service is professional and friendly so we will definitely recommend them to family and friends. Thank you for helping
Faletolu Michael TuiletufugaDealing with Aqua Cars has been a good experience. Aqua Cars don't realise how much they have helped me - being able to have a vehicle has made me and my children more independent. Thank you.
Monique LongaVery easy with heaps of selection. They are willing to help get you on the road. Very hard working staff - thanks heaps.
Ruth WairuaExcellent service and explanation of the contract and the overall agreement. Very friendly!! Highly recommend to those who have had bad experiences with purchasing a car.
Linda TogaMy overall experience was excellent. My partner and I have struggled to secure finance due to past credit history problems so it was nice to be able to apply and be approved. A nice, friendly team
Mai-Cheree HowardGreat AAA+++!
Samuel Robert BryantIn and out of the office in a few hours and drove away with my new car. Great place! They did absolutely everything possible to help! Great staff!!
Lyall JohnsonI am overwhelmed by the staff at Aqua Cars - the whole experience has been a pleasure. I will be recommending them to my friends and family
D AshworthVery satisfied with the service provided - and happy with the outcome. Cheers!
Benjamin PeoniI think Aqua is great. No other finance company would help me due to my credit - it feels like I have a second chance thanks to Aqua. I loved the service and my car
Angelica SimeonVery good customer service. Everything was explained and broken down, so I was fully able to understand the contract
Hinemoa KioTo obtain credit can be daunting - but dealing with Steve and Aqua Cars has been an absolute pleasure. He did all the work!
Anna-Marie BowersOn behalf of my family, I take this opportunity to express our sincerest appreciation for your help with the purchase of our van. We are deeply grateful for your support and generosity. I like the plan and the package deal, it works out really awesome - job well done....
MarieReally nice service and they even made me coffee! No matter how busy the staff were, I wasn't forgotten. I love the cars - mine the most! Awesome staff - thank you!!
Nettie Mihinoa WaltersTim was just awesome. The information was clear and he explained everything in depth. AN AWESOME EXPERIENCE!
Elisapeta FuimaunoAwesome company to deal with. Everything was easy and clear to understand. Aqua has great, friendly employees who are determined to satisfy their customers. So happy to be driving away in a safe and reliable car for my family. Thanks.
Christina Edwards & Josh PerkinsThe staff were understanding and extremely helpful, good selection of cars.
Aaron ClairOverall I would recommend this as a company that helps you get back on your feet and makes you feel whole again.
Hendrik B de VosThe process was quick and easy, staff were great, nice range of cars - would definitely come here again.
Tamara MathiesonI found my own experience with Aqua Cars excellent. From the customer service to the call centre line, it was helpful, friendly and straight to the point. The vehicles stocked were clean and great value for money. I feel that the extra bonuses such as AquaPac and the alarm...
Priscilla MaoaFast, easy, hassle free, great service, free coffee, overall sweet as!! 10/10 :
Tana McMillanThe transaction and process of getting our new car was fast & efficient and stress-free. The cars in stock were perfect. The support programmes are awesome. The staff were awesome and very helpful!
AnonymousThe staff were very informative and helpful and offered great service from start to finish. The cars available in stock suited my needs perfectly and because I was involved in every step of the process I felt very satisfied.
Lisa LeafWhen I first went to Aqua the experience was really good. They really helped me to get into a car because I badly needed a vehicle. I keep my car regularly serviced and I've had no troubles with it at all, it's been great. The staff have always been attentive to my needs and...
Katherine HealeyObtaining credit was fast and the service is awesome. I will definitely come back and purchase again.
Kira BradyI had been knocked back a few times at other places but at Aqua, it was so easy! Have had my car for two years now and it's still going perfectly and running like a dream.
Graham HalaOverall an excellent service - I will definitely refer my friends and family.
Laurie TokiGreat service! Been taken through many cars to find my young family & me the car for us.
Beau HealeyA lot of car yards say they can help you and then don't . Aqua is not like that ... When I applied I got an answer straight away. I got my deposit together, went in and then drove out - that was pretty cool. Since then I have sent six of my friends to Aqua!
Nolene SikeiFinding finance was hard for me but Aqua Cars made it easy and approved me in minutes. I think the support programmes are a fantastic idea - all car dealers should have this.
Jerry MarshallExcellent straightforward process. Cars were of exceptional standard.
Shane Campbell"I find the Aqua staff marvellous - much better than other companies I've dealt with. They really do everything to help.
Mesepa TuivasaProfessional from the start. Went the extra mile with awesome customer service.
Antoanette du Preer* Subject to meeting our loan application criteria (Lassie)