289 West Coast Road Glen Eden, West Auckland
0800 888 088 0800 888 088

Finance Calculator

Adjust the options below to suit your needs. Note that interest rates are reflective of credit assessment. Lending amount includes fees and any optional products you may purchase alongside your vehicle.

Payment Frequency
Lending Amount
Payment Amount
Interest rate
.95%
Number of Payments
21
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Finance

Getting you on the road is our mission at Aqua Cars and we work with people from all walks of life to make that happen. Your credit history may be awesome – or you may have had a few hiccups in the past – but either way we can help. Our partnership with Go Car Finance means we can help find a solution to get you in the car you need.

Use our finance calculator to estimate the loan term you may be eligible for. Then browse through our selection of cars that are within your range. Hit the apply now button to get the application process started, and we can help you on the way to getting your next car!

Your Personal Package

Car

Car

Aqua Cars will work with you to get the car to suit your needs. We have a huge range and multiple yards to help find the car that you really want. You can browse our selection online or come into one of our dealerships to have a look in person where our staff will make sure you have the information to make the best choice.

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My On Road Plan

My On Road Plan

Once you get your car, you’re going to need to keep it on the road - that’s what My On Road Plan is for! It’s an all-in-one vehicle maintenance package. It’ll sort out your WOF (or COF), registration and servicing so you don’t have to worry about it and you’ll get access to some other great services too.

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Work Waiver

Work Waiver

In the unfortunate event you’re made redundant, Go Car Finance’s Work Waiver will help to cover part of your payments so you can sleep easy knowing your car payments will still be made while you look for work.

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Health Waiver

Health Waiver

A Go Car Finance Health Waiver has you covered in the unfortunate event that you can’t work because you become ill or are in hospital. This waiver will keep part of your payments going until you’re back on your feet and working again.

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Restart Waiver

Restart Waiver

A Go Car Finance Restart Waiver covers you in the unlikely circumstance that your car is written off. If there is a difference between the insurance pay-out and the remaining balance on your loan, the Restart Waiver will cover the rest. Go Car Finance also help you out with a new loan with no deposit so you can start again with a clean slate!

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MBI

MBI

MBI or Mechanical Breakdown Insurance is a real-life saver in the unlikely event your car suffers a mechanical breakdown. Mechanical Breakdown Insurance gives you peace of mind that you won’t have to foot the bill for unforeseen repairs.

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Insurance

Insurance

Insurance is a must-have when buying a car from Aqua Cars. If you don’t already have your own relationship with an insurer, we can help you to organise cover with one of our trusted partners.

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How it Works

  • Trade Up

    If you think it’s about time to trade in your car to get a newer model then we’re the people to come to! If you’ve already bought a car from us before, the process of trading up is super easy and we can often offer better interest rates*.

  • Get On The Road

    Once you’ve selected your car and your personalised package you’re ready to go through some paperwork with your dealer. Our dealers can answer any questions you might have and they make the sign-up process painless and stress-free. Then you’re ready to take your new keys and drive off!

  • Choose Your Package

    We have a range of products to choose from that will help to keep your car on the road and running smoothly. We also offer a range of waivers and insurances that mean if things go pear shaped, you and your car are covered, so no worries!

  • Choose Your Car

    We make choosing your car super-easy. Once you have a lend amount we can start helping you find the car that suits your needs and your lifestyle. Maybe you need something bigger for the kids? Or are you looking for something to match a working professional lifestyle? Whatever you’re looking for, we can help.

  • Apply

    If you want to start the process of buying your next car then look no further! You can apply with us online, over the phone or in person at one of our locations. Our staff are dedicated to making the whole process of buying a car really easy - all we need are a few documents and you could have an approval in just a few hours!

    Apply Now

*Interest rates are subject to a credit assessment. Having a former loan does not always guarantee lower interest rate on subsequent loans.

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